Tired of Low
CD Rates?
Lock in a Better Rate—Without the Risk
If you have money sitting in a CD, savings account, or recently rolled over, it may be time to explore a smarter alternative. Multi-Year Guaranteed Annuities (MYGAs) offer fixed, predictable growth with no market exposure.
- Current Rate Available:
- Up to 5.40%* for 3 years
Why Consider a MYGA?
- Guaranteed rates for a set term
- No fees or market exposure
- Tax-deferred growth
- Some liquidity options available
- Death benefit avoids probate
If you’re a conservative saver looking to grow your money with less risk, a MYGA may be the perfect fit.
How Does It Compare to a CD?
| Feature | MYGA | CD |
|---|---|---|
|
Tax-Deferred Growth |
✅ |
❌ |
|
Access to Funds |
✅ (partial withdrawals often allowed) |
❌ (penalties common) |
|
Avoids Probate |
✅ |
❌ |
Set a no-obligation call or appointment with Retire Ready Advisors to learn more.
Prefer a phone call instead? Just let us know on the form!
👉 Fill out the form below to Schedule Your Appointment.
35 Village Rd, Suite 100 • Middleton MA
95 Post Office Park Suite 9526 • Wilbraham, MA
15 North Main Street, Suite 100 • West Hartford, CT
175 Capital Blvd, 4th Floor • Rocky Hill, CT
*A multi-year guaranteed annuity, or MYGA, offers a predetermined and contractually guaranteed interest rate for a fixed period of time. Guarantees are backed by the claims-paying ability of the carrier. Rates subject to change.
Our products offer a reasonable rate of return, over time. Guarantees are backed by the claims-paying ability of the carrier.
IMPORTANT CONSUMER INFORMATION
This site is for informational purposes only and is not intended to be a solicitation for or offering of any product or investment. The offer for sale of an insurance product may only be conducted in a state where the agent is licensed and the product is approved for sale. The providing of investment advice relating to securities may only be done by a properly licensed individual operating through a licensed affiliate entity, unless otherwise exempt. Comments about past performance are not to be construed as a guarantee or assurance of future performance. This website may contain concepts that have legal, accounting and tax implications. We do not provide specific legal or tax advice, nor promote, market or recommend any tax plan or arrangement. Consult a tax/legal professional for guidance with your individual situation. No representations are made as to the accuracy or completeness of the information contained herein or any information contained in any link provided herein, nor does a consumer visiting the web site create an agent-client relationship.
By contacting David Nichols MA Ins Lic #1814247/Retire Ready Advisors Inc MA Ins Lic #2121681, David Nichols CT Ins Lic #2331072,